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Credit Utilization – 30 Percent of Your Credit Score

February 16, 2010 – 9:00 am | Comments (0)

Tuesday, February 16th, 2010

| Categories : Financial

For those of you trying to improve your overall credit score, credit utilization is an important concept to understand. It’s important because the portion of your credit that you’re using (your so-called credit utilization or capacity used) accounts for nearly 30 percent of your overall credit score.
So if you find yourself needing to work on [...]

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Credit Cards Got You Down?

January 19, 2010 – 12:27 pm | Comments (0)

Tuesday, January 19th, 2010

| Categories : Did You Know?

For consumers, 2009 will always be known as the year of the ‘credit crunch’. One of the biggest things consumers will remember is how poorly their credit card companies treated them. Almost everyone received letters in the mail about their credit limits decreasing, interest rates rising, and the like. Of course, this abusive behavior led [...]

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